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  Term Deposit Schemes
 
  • Annual Profit Scheme
  • Monthly Profit Scheme
  • Quarterly Profit Scheme
  • Cumulative Profit Scheme
  • Interest First Fixed Deposit Schemes
  • Fixed Deposit (For Institutional Deposit)
    Annual Profit Scheme (APS)
 
If your earning gives you another source of fund than it is the time to invest your earning and take your return after one year. Our annual profit scheme gives you the option to have maximum benefit on you investment in a hassle free way.
 
     Features:
  • You can add a fixed yearly source of fund in your yearly income.
  • No need to open any other account to maintain your APS account.
  • You can choose your term such as 1, 2 or 3 years to avail the facility
  • With minimum BDT 100,000 placement you can open an APS account.
  • You can earn cumulative return with auto renewing option of your investment on maturity.
  • One or more individuals have the option to be nominated as nominee.
  • In the times of your fast cash requirement, you have the option to avail loan upto 90% of your total deposited amount
  • All interest payments are subject to deduction of regulatory tax at source unless tax exemption is allowed by NBR.
    Monthly Profit Scheme (MPS)
 
 If you want fast return on your investment and ensured fixed monthly source of fund, our Monthly Profit Scheme is designed to make plan a reality. After long active life during your pleasure time you may make your savings work for you with our Monthly Profit Scheme .
 
     Features:
  • You can add a fixed monthly source of fund in your yearly income.
  • No need to open any other account to maintain your MPS account.
  • You can choose your term such as 1, 2 or 3 years to avail the facility.
  • With minimum BDT 100,000 placement you can open an MPS account.
  • You can earn cumulative return with auto renewing option of your investment on maturity.
  • One or more individuals have the option to be nominated as nominee.
  • In the times of your fast cash requirement, you have the option to avail loan upto 90% of your total deposited amount.
  • All interest payments are subject to deduction of regulatory tax at source unless tax exemption is allowed by NBR.
    Quarterly Profit Scheme (QPS)
 
 Your investment can give you a higher return after every fixed certain period which can assist you to accomplish your quarterly fund needs. We have designed Quarterly Profit Scheme to match your quarterly plan.
 
     Features:
  • You can add a fixed quarterly source of fund in your yearly income.
  • No need to open any other account to maintain your QPS account.
  • You can choose your term such as 1, 2 or 3 years to avail the facility.
  • With minimum BDT 100,000 placement you can open an QPS account.
  • You can earn cumulative return with auto renewing option of your investment on maturity
  • One or more individuals have the option to be nominated as nominee.
  • In the times of your fast cash requirement, you have the option to avail loan upto 90% of your total deposited amount
  • All interest payments are subject to deduction of regulatory tax at source unless tax exemption is allowed by NBR.
    Cumulative Profit Scheme (CPS)
 

Your earning from investment can automatically generate further earning without giving any extra effort for securing your future after a certain period of time. Cumulative Profit Scheme allows you to reinvest matured amount for another 2 or 3 years. The annual interest will be capitalized on yearly basis and the proceeds will be paid back to you on maturity.

All interest payments are subject to deduction of regulatory tax at source unless tax exemption is allowed by NBR.

 
    Interest First Fixed Deposit Scheme (IFFDS)
 
Imagine the feeling of getting fruit the moment you sow the seed. So no more need to waste time in waiting to get the return of your investment as our IFFDS gives you the opportunity to receive the reward immediately upon your deposit.
 
     Features:
  • You do not need to open any other account to maintain your IFFDS account.
  • You do not need to wait for availing the return of your investment till maturity.
  • Just enjoy your instant return at the beginning of your investment.
  • You can earn cumulative return with auto renewing option of your investment on maturity.
  • You have the option to nominate one or more individuals as nominee.
  • In the time of your need you can avail 90% of your total deposit as loan.
  • All interest payments are subject to deduction of regulatory tax at source unless tax exemption is allowed by NBR..
    Fixed Deposit for Institutions 
 

Fixed deposit is designed for institutional clients who want high return on reserve funds. The scheme is suitable for Reserve Fund, Provident Fund, Gratuity Fund and any other employee benevolent fund.

 
     Features:
  • An Institution can invest minimum of BDT 500,000, with no upper ceiling.
  • If tax waiver certificate from NBR is produced we will waive tax deduction on earned interest.
  • The Institution can earn cumulative return with auto renewing option on maturity.
  • All interest payments are subject to deduction of regulatory tax at source unless tax exemption is allowed by NBR.
 
 
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