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IPDC SAVING SCHEMES

“Do not save what is left after spending, rather spend what is left after saving.” – Warren Buffet
Being in control of your finances is a great stress reliever. Start saving a little today, and tomorrow you would find it to be larger than you would have expected! IPDC Finance Limited has the most flexible saving schemes available to suit your needs.

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Rates for Retail Deposit Products

CHOOSE A SCHEME WHICH BEST FITS YOUR NEEDS

Deposit Premium Scheme
Millionaire Deposit Scheme
Ultiflex Deposit Scheme
  • * 2 years 9 months term is applicable for 200,000/- initial deposit with 20,510/- monthly installment
  • ** Up to 25% instant overdraft facility of the deposited amount once within the tenure
  • * IPDC Finance Limited reserves the right to change the Rate of Interest for Savings Schemes time to time without prior intimation
  • * Payable Interest amount is subject to Tax Deduction at Source (TDS) and Excise Duty as per Government rules and regulations.

Deposit Premium Scheme

Receive a fixed amount at maturity by depositing monthly installments till maturity.

  • Minimum Deposit Installment : Tk. 1,000
  • Minimum Tenure : 2 Years
  • Mode of Interest Payment : At maturity

Millionaire Deposit Scheme

Be a millionaire by using small initial investments and monthly installments to your convenience spread over a specific period.

  • Minimum Initial Deposit : Tk. 50,000
  • Minimum Tenure : 2 Years & 9 months
  • Mode of Interest Payment : At maturity

Ultiflex Deposit Scheme

Deposit any amount at any time over a specific period.

  • Minimum initial deposit : Tk. 5000
  • Minimum Tenure : 24 months
  • Mode of Interest Payment : At maturity
  • Early Withdrawal facility : up to 25% of the deposited amount once within the tenure

Documents Required


  • Forms : Account Opening Form & CAF (Duly Filled and signed)
  • Identity Document  :

For Account Holder(s) (Individual Account) or Signatories (Institutional account)

Copy of NID (preferable) or Passport (preferable) or Driving License
Recent PP size color Photographs

For Nominee(s) (Individual Account)

Copy of NID (preferable) or Passport (preferable) or Driving License
Recent PP size color Photographs

  • Business and Income Documents :

For Individual Account

Copy of Business Card, Bank Statement, Trade License, MOA, Partnership Deed, Rental Agreement, Property Sales Deed to define Account Holder(s) source of fund (as & when required)

For Institutional Account

Business Documents (Trade License, MOA or Trust Deed or Partnership Deed, Constitutions or By Laws, Certificate of Incorporation, Form X, Xll, Trustee List etc.)
Certification for establishment (special type of organization like Hospitals, Educational Institutions, NGOs, MFIs, Cooperative Society, Insurance Companies etc.) from appropriate authority Board Resolution/Extract from the Board Resolution & Forwarding Letter.

  • Tax Related Documents : Account Holder(s) or Institution(s) E- TIN
  • Address Validation   : Recent Utility bill copy of Account Holder(s) residence (Individual Account)
  • Placement of fund   : Cheque/ Pay Order in favour of “IPDC Finance Limited”

 

IPDC Saving Schemes Application Form (Individual)
IPDC Saving Schemes Application Form (Institutional)