CORPORATE FINANCIAL SERVICES

CORPORATE FINANCIAL SERVICES

A corporate financial services provider with a focused model built around your needs, with an emphasis on informed advice, tailored ideas and solutions and best-in-class execution.


BE

YOUR BEST

To ensure that you're always one step ahead, as your expert financial advisor we can help you tackle your most complex challenges. Take advantage of our broad expertise to exploit your business potential to the full.


YOUR

 PARTNER IN GROWTH !

Becoming a part of IPDC makes you an integral part of an exclusive network. Insightful, intelligent advice and solutions delivered through an expert view of your finances and the drivers determining what you truly desire.

CHOOSE A SCHEME WHICH BEST FITS YOUR NEEDS

Lease Finance
Term Loan
Project Financing
Short Term Financing
Preference Share Investments
Factoring
Work Order Financing

List of Documents Required

SL No. Documents Proprietorship Concern Partnership Firm Private Limited Company Public Limited Company
1 Updated Trade License
2 National ID of Directors
3 ETIN Certificate
4 Photograph of the Directors/Owners
5 Registered Partnership Deed
6 Memorandum & Article of Association
7 Form XII
8 Schedule X
9 Certificate of Incorporation
10 Board Resolution (as applicable)
11 Environment Clearance Certificate
12 Audited Financial Statements (latest 3 years)
13 Credit Rating Report (Latest)

Lease Finance

Lease financing is provided for industrial machineries, commercial equipment, generators, vehicles, vessels, industrial large engines, etc. that will be newly procured.

Lease facility may also be provided for already procured/in-use industrial machinery, commercial equipment, office equipment, generators, vehicles, vessels, engines, etc.

Eligibility

Age of business must be more than 3 years

Eligibility

BDT 50,000,000 to BDT 810,000,000 depending on client’s requirement & market exposure.

Features

  • Financing may be extended up to 100% of the cost.
  • Financing is offered usually for a term of 1 to 5 years.
  • Very competitive interest rate.
  • Repayment of lease rentals can be structured as monthly, quarterly, semi-annually or annually to match with cash flow of the company.
  • Legal ownership will remain in the name of IPDC throughout lease period & will be transferred to the client after full adjustment/settlement of the facility.

Term Loan

Term Loan is designed for the long-term business purposes. Term Loan is generally provided to meet various capital/fixed expenditures such as balancing of production line, modernization of manufacturing process, expansion of capacity and space, etc.

Eligibility

Age of business must be more than 3 years.

Loan Limit

BDT 50,000,000 to BDT 810,000,000 depending on client’s requirement & market exposure.

Features

  • The tenure of the facility usually ranges from 1 to 5 years.
  • Competitive interest rate.
  • Repayment is usually done through monthly or quarterly Installments.

Project Financing

For projects requiring large-scale investments, we bring other Financial Institutions to raise funds through syndication where IPDC acts as the lead arranger for the financing.

Project Financing is provided for setting up a new unit in addition to the existing product line and capacity, a new concern of an existing group, a new Joint Venture project of an existing company, etc.

Eligibility

  • The project must be feasible & all requirements from all concerned authorities must be met.
  • The project must generate sufficient cash flow to meet the long-term debt.

Loan Limit

BDT 50,000,000 to BDT 810,000,000 depending on client’s requirement & market exposure.

Features

  • A certain debt-equity ratio to be maintained while financing the project.
  • Loan tenure may vary based on the need of the project
  • Structured repayment may be available depending on the cash flow of the project.
  • Financial solution for the entire project is generally provided through mix of different financial tools from wide range of services offered by IPDC.

Short Term Financing

IPDC offers working capital financing to assist companies in carrying out day-to-day business operations, to meet short term cash requirements. The financing may be structured as per requirement and/or need of the client.

Eligibility:

Age of business must be more than 3 years.

Loan Limit:

BDT 50,000,000 to BDT 810,000,000 depending on client’s requirement & market exposure.

Features

  • The tenure of the facility may be extended up to 12 months (maximum).
  • Competitive interest rate.
  • Repayment is usually done through monthly or quarterly instalments.
  • Structured repayment mechanism may be offered depending on the need/requirement of the client.

Preference Share Investments

If clients raise funds through preferred share, IPDC corporate division makes financing by purchasing the shares.

IPDC gets payments usually through redemption of the preferred shares over the tenure.

Eligibility

  • The company must be a private or public limited company
  • Age of business must be more than 3 years.
  • Consent form appropriate regulatory authorities as applicable.

Eligibility

BDT 50,000,000 to BDT 693,000,000 depending on client’s requirement & market exposure.

Features:

  • Repayment will be made through dividend payment(s)
  • Annual principal redemption may be applicable.
  • The facility may be callable.

Factoring

IPDC Factoring provides advance cash against invoices or bills. With IDPC Factoring no need to wait 90 to 180 days with your accounts receivables.

Features

  • Collateral Free Financing.
  • Immediate and flexible advance financing supports.
  • Up to 90% Advance.
  • Monthly and Bi-Weekly Reporting.
  • Automatic revolving line.
  • Minimum facility setup time and superior service quality.
  • Improved cash flow of the company.
  • Highly focused industry expertise

Fees and charges:

  • Most competitive interest rate in the market.
  • Interest is charged on daily basis.
  • Minimum Factoring charge on Gross invoice value.
  • One of the lowest management fees in the market.
  • No hidden cost

Work Order Financing

IPDC offers financing against Work Orders (WO) to bridge the gap between time of processing the order and receipt of payment.

Features

  • Financing may be provided up to 70% of the total operation.
  • Financing can be made through short term Working Capital Financing as required but not extending the life of the order.
  • Competitive interest rate.