IPDC Deposit Schemes

Give your money wings to fly with IPDC deposit schemes, the safest place where your deposits will grow to serve your future better. Our flexible product options with industry leading service will ensure your peace of mind!

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CHOOSE A SCHEME WHICH BEST FITS YOUR NEEDS

Annual Profit Scheme(APS)
Fixed Deposit General(FDR GEN)
Cumulative Profit Scheme(CPS)
Monthly Profit Scheme(MPS)
Quarterly Profit Scheme(QPS)
Double Money Deposit Scheme(DMDS)
  • * IPDC Finance Limited reserves the right to change the Rate of Interest for Deposit Schemes time to time without prior intimation.
  • * Payable Interest amount is subject to Tax Deduction at Source (TDS) and Excise Duty as per Government rules and regulations.
  • * All Interest Rate is applicable for deposit up to Tk. 20 Million, except for Double Money Deposit Scheme (DMDS). For any discretion, please refer to IPDC management.
  • * Monthly Profit Scheme (MPS), Quarterly Profit Scheme (QPS) & Double Money Deposit Scheme (DMDS) Interest Rate is applicable only for Individual Customers & up to BDT 10 Million. For any discretion, please refer to IPDC management.

Annual Profit Scheme

  • Minimum Deposit : Tk. 10,000
  • Minimum Tenure : 1 year
  • Mode of Interest payment : Annually .
  • Renewal Option : Principal Auto-renewal only

General Fixed Deposit

  • Minimum Deposit : Tk. 10,000
  • Minimum Tenure : 3 Months
  • Mode of Interest payment : At Maturity
  • Renewal Option : Principal Auto-renewal only

Cumulative Profit Scheme

  • Minimum Deposit : Tk. 10,000
  • Minimum Tenure : 2 years
  • Mode of Interest payment : At Maturity
  • Renewal Option : Principal with Interest Auto-renewal only

Monthly Profit Scheme

  • Minimum Deposit : Tk. 50,000
  • Minimum Tenure : 1 year
  • Mode of Interest payment : Monthly basis
  • Renewal Option : Principal Auto-renewal only

Quarterly Profit Scheme

  • Minimum Deposit : Tk. 50,000
  • Minimum Tenure : 1 year
  • Mode of Interest payment : Quarterly basis
  • Renewal Option : Principal Auto-renewal only

Double Money Deposit Scheme

  • Minimum Deposit : Tk. 50,000
  • Minimum Tenure : As described in the product chart
  • Mode of Interest payment : At Maturity
  • Renewal Option : Principal with Interest or Only Principal Auto-renewal

Documents Required


  • Forms : Account Opening Form & CAF (Filled and signed)
  • Identity Document  :

          For Account Holder(s) (Individual Account) or Signatories (Institutional account)

  •         Copy of NID (preferable) or Passport (preferable) or Driving License
  •          Recent PP size color Photographs

         For Nominee(s) (Individual Account)

  •      Copy of NID (preferable) or Passport (preferable) or Driving License
  •      Recent PP size color Photographs

Business and Income Documents :

For Individual Account
Copy of Business Card, Bank Statement, Trade License, MOA, Partnership Deed, Rental Agreement, Property Sales Deed to define Account Holder(s) source of fund (as & when required)

For Institutional Account

Business Documents (Tarde License, MOA or Trust Deed or Partnership Deed, Constitutions or By Laws, Certificate of Incorporation, Form X, Xll, Trustee List etc.)

Certification for establishment (special type of organization like Hospitals, Educational Institutions, NGOs, MFIs, Cooperative Society, Insurance Companies etc.) from appropriate authority

Board Resolution/Extract from the Board Resolution & Forwarding Letter

  • Tax Related Documents : Account Holder(s) or Institution(s) E- TIN
  • Address Validation : Recent Utility bill copy of Account Holder(s) residence (Individual Account)
  • Placement of fund   : Cheque/ Pay Order in favour of “IPDC Finance Limited”

 

IPDC Deposit Schemes Application Form (Individual)
IPDC Deposit Schemes Application Form (Institutional)