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1. What is IPDC EZ?

Ans: Bangladesh's first digital credit facility for Consumer Goods/services with 0% EMI.

2. How to get a loan from IPDC EZ?

Ans: Anyone can get the loan by applying from a specific merchant or partner point or through the IPDC EZ app/portal.

3. Who can take a loan from IPDC EZ?

Ans: Anyone can get the loan through any outlet or EZ app with a monthly income of at least BDT 20,000 reflected in the bank.

4. What documents are required for the IPDC EZ loan application?

Ans: The required documents are:

• NID
• Bank Statement (At least 3 month’s salary reflection)
• Office ID or Visiting Card
• Pay-Slip or Salary Certificate
• Cheque leaf
• Copy of utility bill

5. What is the minimum monthly income to get a loan from IPDC EZ?

Ans: To get EZ loan facility, a monthly income has to be at least BDT 20,000 & must be deposited in the bank account.

6. What is the minimum price of the product or service to get an IPDC EZ loan?

Ans: To get an IPDC EZ loan, the price of the product or service must be at least BDT 12,000.

7. What products or services will you get from IPDC EZ loan?

Ans: Through IPDC EZ loan, you can apply for electronics, gadgets, smart devices, bikes & bicycles, jewelry, furniture, tours & travel, etc. product and services from the specific merchant or partner points.

8. What is the minimum and maximum time to repay IPDC EZ loan?

Ans: The minimum tenure is at least 3 months & the maximum is 18 months.

9. What is the down payment of the IPDC EZ loan?

Ans: The down payment of the IPDC EZ loan is a minimum 10%.

10. Is there any early settlement facility on IPDC EZ loan?

Ans: IPDC EZ is offering an early settlement facility without any additional charges.

• Application requires to perform e-KYC which needs the NID of the applicant, mobile number, and email address of his/her own.
• Salaried individuals are eligible for this loan. Salary must be reflected in the bank statement.
• Net monthly income must be BDT 20,000 or more as per the bank statement.
• Minimum loan amount should be BDT 10,000.
• Maximum credit limit is BDT 200,000.
• Minimum 10% down-payment is mandatory.
• Down-payment may increase based on applicant’s profile.
• Applicant must sign the application form before availing the product/service from the selected IPDC EZ partners.
• While availing the product/service, the applicant must submit one Undated Security Cheque (UDC) of the loan amount.
• IPDC has the authority to approve/reject any application.
• During the registration process you agree to receive promotional emails from IPDC.
• Given the unpredictability of technology, internet connectivity and the online environment, IPDC Finance Limited does not warrant that the function or operation of this website/app will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available will be free of viruses or other harmful elements.
• Anything that the applicant submits to the site and/or provide to IPDC, including but not limited to, questions, reviews, comments, and suggestions (collectively, “Submissions”) shall remain confidential and shall become IPDC’s sole and exclusive property and shall not be returned to the applicant.
• Applicant shall not use a false e-mail address, pretend to be someone other than the applicant, or otherwise mislead IPDC or third-parties as to the origin of any submissions. IPDC may, but shall not be obligated to, remove, or edit any submissions.
• Applicant may be asked to provide additional verification or information, including but not limited to the ones mentioned in the “Application Requirements”.
• In order to avoid any fraud with personal/job/banking information, IPDC reserves the right to obtain validation of the applicant’s identity and payment details before providing the loan and to verify the information applicant shared with IPDC. This verification can take the shape of an identity, place of residence, banking information check, etc.
• In the event that IPDC needs to verify, may, at its own discretion, either contact the applicant or applicant’s referee for further information or cancel the application and notify the same to the applicant.