Being a financing partner, IPDC encourages prevailing & potential SME entrepreneurs by offering tailored & affordable products with a vision to boost SME enterprises and empowering women nationwide.

CHOOSE A SCHEME WHICH BEST FITS YOUR NEEDS


Lease Finance

Lease finance is offered to small/medium size business for procuring fixed asset like commercial/office equipment, machineries, generators, vehicles, vessels etc.

Potential Client

  • Small/Medium industries involved in manufacturing/trading/service-oriented businesses.
  • Businesses having more than 3 years' experience.
  • Entity should be Proprietorship/ Partnerships/Private Limited Company/Public Limited Company.

Potential Client

To procure asset i.e., vehicle or equipment

Facility Tenure

Minimum allowable tenure for this facility is 12 months and maximum preferable is 60 months.

Repayment

Repayment of the facility can be either through monthly equal instalment or structured payment based on the cashflow of the businesses.

Security

The ownership of the leased assets is the primary security. Additional security can be ensured generally in the form of personal guarantee, post-dated cheques and one cheque covering the total finance amount.

Long Term Finance

Financing in any business concern to meet up various regular capital/fixed expenditures

Potential Client

  • Small/Medium industries involved in manufacturing/trading/service-oriented businesses.
  • Businesses having more than 3 years' experience
  • Entity should be Proprietorship/ Partnerships/Private Limited Company/Public Limited Company

Purpose

For expansion of production line, modernization of manufacturing process, extension of capacity and space, purchase of fixed assets etc.

Facility Tenure

Minimum allowable tenure for this facility is 24 months maximum preferable is 60 months.

Repayment

Repayment of the facility can be either through monthly equal instalment or structured payment based on the cashflow of the businesses.

Security

In case of term loan facility collateral is required to secure the loan facility. Additional security can be ensured generally in the form of cash security, personal guarantee, corporate guarantee, post-dated cheques and one cheque covering total finance amount.

Short Term Finance

Short Term Loan to different business concerns to meet urgent fund requirement for any interim period.

Potential Customer

  • Small/Medium industries involved in manufacturing/trading/service-oriented businesses.
  • Businesses having more than 3 years' experience
  • Entity should be Proprietorship/ Partnerships/Private Limited Company/Public Limited Company

Purpose

To meet up day to day fund requirement or to procure raw materials.

Facility Tenure

Maximum allowable tenure for this facility is 12 months.

Repayment

Repayment of the facility can be through monthly equal instalment, structured payment, monthly/ quarterly interest payment & revolving based on the cashflow of the businesses.

Security

In case of term loan facility collateral is required to secure the loan facility. Additional security can be ensured generally in the form of cash security, personal guarantee, corporate guarantee, post-dated cheques and one cheque covering total finance amount.

 

Financing Women Entrepreneurs

This product is exclusively tailored for the women in business to give them that extra edge and success.

Target Customer

  • Small/Medium industries involved in manufacturing/trading/service-oriented businesses, especially women entrepreneurs.
  • Businesses having more than three years experience.
  • Entity should be Proprietorship/ Partnerships/Private Limited Company.

Purpose

To meet the Working Capital requirements/ procurement of fixed assets/ expansion of factory space etc.

Facility Tenure

Minimum allowable tenure for this facility is 24 months and maximum preferable is 60 months.

Repayment

Repayment of the facility can be either through monthly equal instalment or structured payment based on the cashflow of the businesses.

Security

In case of term loan facility collateral is required to secure the loan facility. Additional security can be ensured generally in the form of cash security, personal guarantee, post-dated cheques and one cheque covering total finance amount.

List of Documents Required


SL No. Documents Proprietorship Concern Partnership Firm Private Limited Company Public Limited Company
1 Valid Trade License
2 3 Year Old Trade License
3 Latest 12 months Bank Statement
4 National ID of Business Owners
5 Utility Bill of Business
6 TIN Certificate
7 Photograph of the Owners
8 Registered Partnership Deed
9 Memorandum & Article of Incorporation, Form X and XII
10 Certificate of Incorporation
11 Board/ Partnership Resolution
12 Environment Clearance Certificate
13 All Facility Related Offer Letters
14 Financial Statements of last 3 years
SME Application Form

IPDC SME LOAN মানেই প্যারা মিনিমাম, বেনিফিট ম্যাক্সিমাম